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Caveat: Convenience comes with a lower exchange rate. On the upside, you can use a debit card to withdraw local currency in your destination. I prefer to have cash and use only the debit card whenever I run out of cash, which is unlikely to happen.

Cash and no foreign transaction fee card like Home Trust Preferred Visa are my mode of payments. Rogers Mastercard Platinum is the backup card; both are cash back credit cards. But did you know that you can withdraw a foreign currency from an ATM in Calgary. This experience has thought me lessons that will make me a smarter frugal traveller. Time is the best asset so make sure to buy a currency ahead of time to avoid buying from banks and ATMs.

Going on a vacation? How do you buy a foreign currency? Share what you discovered! What you want to do is select the option to be charged in the currency of the country you're in, and let Visa or Mastercard use their typical 2. Is there a way to avoid foreign exchange fees when sending an international money transfer? You may want to look into TransferWise. They use the real exchange rate, without the hidden 2.

There is still an obvious fee small percentage and fixed fee but they are transparent about it. What currency should I bring to Cuba to convert to Cuban pesos? Definitely Canadian. The exchange rates are set by the government and should be the same everywhere. You can't buy Cuban Pesos outside of Cuba.

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